Key Features

Up to 85% CLTV for properties with excellent Beach Proximity (Orange County Only)

Up to 80% CLTV for properties with Great Locations and Curb Appeal in Southern California

Eligibility Requirements

Minimum FICO 640

Minimum DSCR of 1.15

No W2 Employment Verification

Appraisals ordered by Cityscape Finance

Loan Size

$150,000 to $2,000,000

California Bridge Loan

Cityscape is the perfect place to get a bridge loan for your California property.

Cityscape understands the Southern California market and has been operating in this space for the last 15 years. We have disbursed hundreds of millions of dollars in loans in this space.

Price A Loan And Get Pre-Qualified Instantly

California Bridge Loan

Cityscape is the perfect place to get a bridge loan for your California property.

Cityscape understands the Southern California market and has been operating in this space for the last 15 years. We have disbursed hundreds of millions of dollars in loans in this space.

Key Features

Up to 85% CLTV for properties with excellent Beach Proximity (Orange County Only)

Up to 80% CLTV for properties with Great Locations and Curb Appeal in Southern California

Eligibility Requirements

Minimum FICO 640

Minimum DSCR of 1.15

No W2 Employment Verification

Appraisals ordered by Cityscape Finance

Loan Size

$150,000 to $2,000,000

Submit and Price a Loan

Purchase Financing

Up to 75% CLTV for refinancing properties with excellent Beach Proximity (Orange County Only)

Up to 65% CLTV for refinancing properties with Great Locations and Curb Appeal in Southern California

Refinance Options

Up to 70% CLTV for properties with excellent Beach Proximity (Orange County Only)

Up to 60% CLTV for properties with Great Locations and Curb Appeal in Southern California

Cash-Out Refinance

Up to 70% CLTV for properties with excellent Beach Proximity (Orange County Only)

Up to 60% CLTV for properties with Great Locations and Curb Appeal in Southern California

Special Benefits

Interest-only payments available.

Higher leverage options, if applicable.

No escrow hold-backs* on cash-out refinance.

True business purpose loans—strictly no consumer loans.

Lending across all of Southern California (suburban, urban, metro—no rural areas).

Suitable for residential 1-4 units, multi-family, and mixed-use properties.

Testimonials

Cityscape Finance is my go-to lender for every deal I close. Their speed in closing is unmatched, allowing my clients to move forward without delays. I’ve worked with many lenders, but none compare to the efficiency and reliability of Cityscape. They consistently exceed expectations, making my job easier and my clients happier.
Jeffery, Real Estate Broker
What sets Cityscape Finance apart is their incredible rates and the streamlined process they offer. My clients have saved thousands thanks to their competitive rates, and the entire process from application to closing is smooth and hassle-free. Cityscape Finance is the best in the business, hands down!
Lisa, Real Estate Broker
As a borrower, I couldn’t be more satisfied with my experience at Cityscape Finance. The loan officers were incredibly friendly and walked me through every step of the process. They made what could have been a stressful experience into something easy and manageable. I highly recommend Cityscape Finance to anyone looking for a seamless lending experience.
Daniel, Borrowe

Price A Loan And Get Pre-Qualified Instantly